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Full Story »Loan Calculator Singapore
What is short term loan? What is bridging loan?
Can a bankrupt in Singapore keep his net sale proceeds of his hdb flat?
Which district of HDB estate would you buy and why?
Rent the Entire Flat or Upgrade to Bigger Flat?
My HDB flat is going to be paid off soon. I have 2 options. Which one will you choose and why? Options: 1. Rent/sublet the entire flat. Purchase a condo and use the rent from the HDB flat to help finance partially the condo mortgage (i will pay the deposit of course). 2. Upgrade to [...]
Full Story »Do you think banker charges S$50 for reprint of housing loan statement account is expensive?
I have a bad experience with Standard Chartered Bank recently. As I did not receive my housing loan yearly statement, I requested them to print another copy to me. They wanted to charge me S$50 for the operation cost incurred for generating the copies. Do you think it is too expensive? (S$10 for one page). [...]
Full Story »In Singapore, what is a suitable percentage of annual income that should be used to service housing loan?
which bank offers the lowest housing loan in Singapore?
The standard of living in Singapore is so high…how do I keep up?
Everything is about money. I feel so stressed out. Why can’t there be a simpler way? Me and my 2 years bf is getting married next year but money strained our relationship most of the time. First ROM needs money, a simple dinner needs money, wedding photos needs money, dowry = money, flat = money… [...]
Full Story »How to convert reducing EMI to flat EMI rates?
Suppose my interest rate for a loan is 7.25% (reducing), what will be the equivalent flat interest rate? Is there any formula for conversion?
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